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Cyber Kenya

Government · 4 min read

HELB loan application: a step-by-step guide

First-time and subsequent HELB applications — what to prepare so your loan isn't delayed.

Need help with your HELB application?

Prefer to do it yourself? Continue below.

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HELB loan application: a step-by-step guide — Government guide by Cyber Kenya

University and TVET students apply for funding through HELB's official portal. Under the current funding model, applications may be linked to the student's category assessment — check HELB's site for current rules.

What to prepare

  • National ID
  • KCSE index number and year
  • Admission number and institution details
  • Parents' or guardians' ID numbers
  • An active phone number and email

Common mistakes

  • Wrong admission number or course
  • Guardian details that don't match their IDs
  • Missing the application window
  • Not signing or submitting the final form

Tip: Save a PDF of the submitted form and the confirmation. You may need them later.